The Trend Rider — Mandate History

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Every rule change is published here in full — nothing about this portfolio's mandate changes without a visible, dated record.

For informational and educational purposes only — not investment advice. Smart Portfolios are simulated (paper-trading) model portfolios that illustrate a rule-based approach; they are not a recommendation to buy or sell any security and do not know your personal financial situation. Do your own research and due diligence, and consider consulting a licensed financial professional, before making any investment decision.
Revision 1 Approved
Effective Jul 15, 2026 – present

Universe: 10 SPDR sector ETFs (XLK, XLF, XLE, XLV, XLY, XLP, XLI, XLB, XLU, XLRE) plus a cash/short-term Treasury filter (BIL). On the first trading day of each month, rank all 11 instruments by blended 3/6/12-month trailing total return. Hold the top 3 ranked instruments, equally weighted; any sector ETF that ranks below BIL is replaced by BIL for that month.