Insights
Tax tips, options trading ideas, and market takes — updated regularly.
The 30-year Treasury yield touched its highest level since 2007 this week. No single cause explains it — deficits, sticky inflation, a new Fed chair, an AI borrowing boom, and a pullback by traditional buyers are all in the mix. Here's how each piece works.
New 2026 rules trim the tax value of itemized charitable deductions for high earners. Qualified Charitable Distributions sidestep the change entirely — here's the mechanical reason why, plus this year's $111,000 QCD limit.
A new IRS notice creates the first standardized forms for moving money between retirement plans. It targets a genuinely annoying, decades-old problem — but adoption is optional, so the fix isn't automatic yet.
The IRS just outlined how the government's new retirement-savings match will work starting in 2027. It doesn't touch your 2026 taxes, but the account-type rule behind it is worth understanding well before then.
A surprisingly weak jobs report has reopened the debate over the Fed's next move. If a cut does come, it would affect your cash and your bonds in opposite ways — here's the mechanic worth understanding either way.
The OBBBA senior deduction gives filers 65+ up to $6,000, but it phases out 6 cents per dollar above $75,000 MAGI. With Q3 estimated taxes approaching, here's how the mechanics actually work and what confuses people.
A pandemic-era tax break on forgiven student debt expired at the end of 2025. A new repayment plan ties monthly payments directly to income. A separate law change means a big forgiveness year could also disrupt an ACA health subsidy, with no repayment cap. Here's how the pieces connect.
Forecasters now peg the 2027 Social Security COLA at 3.6%–3.8%. A bigger check sounds like good news, but the income thresholds that decide how much of it gets taxed haven't moved since the 1980s. Here's how that math works.
JPMorgan's JEPI and JEPQ have added billions in new assets in 2026 on the strength of high headline yields, even as both funds have trailed a rallying stock market. Here's how covered-call income ETFs actually generate that payout, and what it costs you.