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Tax Planning
Your Student Loan Repayment Plan Just Changed — Here's What the New RAP and Tiered Standard Plans Mean for You
Federal student loan repayment was overhauled on July 1, 2026 — SAVE Plan borrowers are now on a 90-day clock, two plans replaced most of what came before, and a little-known interest-rate discount is worth signing up for before September 30. Here's what actually changed and what to do about it.