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Tax Planning Retirement & Income
The New $6,000 Senior Deduction Phases Out Gradually — And Your Mid-Year Income Decisions Decide Where You Land

The OBBBA senior deduction gives filers 65+ up to $6,000, but it phases out 6 cents per dollar above $75,000 MAGI. With Q3 estimated taxes approaching, here's how the mechanics actually work and what confuses people.

July 30, 2026