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Tax Planning
Retirement & Income
Student Loan Forgiveness Is Taxable Again in 2026 — And It Could Also Wipe Out an ACA Health Subsidy
A pandemic-era tax break on forgiven student debt expired at the end of 2025. A new repayment plan ties monthly payments directly to income. A separate law change means a big forgiveness year could also disrupt an ACA health subsidy, with no repayment cap. Here's how the pieces connect.